Wuthering Heights and The Color Purple Essay Example

Wuthering Heights and The Color Purple Essay Example Wuthering Heights and The Color Purple Essay Wuthering Heights and The Color Purple Essay you black, you pore, you ugly, you a woman. Goddam, you nothing at all. Each word here is delivered as an insult, growing in intensity, the crowning insult being that she is a woman. That is how black woman where treated. Men at those times wanted woman to be like their slaves, and this is reflected on Harpo, Mr-s son when he tries to make Sophia, his wife, mind by beating her. The funny part is that Sofia is much stronger than him and wins most of the fights. In this novel outsiders are often treated badly because of false impressions or false ideas on them. For example when Shug Avery became sick nobody in this town wants to take the Queen Honeybee in. Everyone is afraid of her because they believe that Shug has the nasty woman disease. This false statement was lead to be believed because everyone believed that Shug was a slut, hussy, heifer and streetcleaner. But still in the meantime the men love Shug because of her singing, but could not dare to take in a social outsider when she wanted help fearing of the shame that will fall on their family if they did. Again Celie is an outsider in her new home. She spent her wedding day running from the oldest boy, who laid my [Celies] head open. She has a brutal wedding life, being constantly in torment from Mr. , until Shug saves her from him. Social outsider were often black, and if you where a woman it would be worse. Sofia was brutally abused in prison because she punched the mayor and because she was a black woman. No one cared about the insult she received from the mayors wife, ordering her to be her maid. Blacks were treated infernally even with Mr. . Mr. is in good terms with the Sheriff because his son Bub if often on prison. Still because Mr. is back he is has a lower status just long as Mr. know he colored. . Another example of black infernality is Mary Agnes. She is raped by the warden because she was black, and no one could do anything about it. Another example of outsider is the Olinka tribe in Africa. The white people living there treats the Olinka as if they where outsider from a different world. They stole their lands and killed many of the people there. Tashi did not want to marry Adam because she feared when she goes to America she will be treated infernally because she thinks she is an outsider to them, and that the scares on her face will be her source of embracement. Both novels put emphasis on economic independence. Both novels find love as a powerful force and end with conquering and banishing the idea of outsiders, and the remaining character live in harmony learning from the mistakes of the older generation about treating outsiders cruelly. However, a lasting impression of both novels is a vivid sense of the cruelty and injustice suffered by social outsiders.

The Effect of Life Changes On Stress Related Illness -Psychology Essay

The Effect of Life Changes On Stress Related Illness -Psychology Essay Free Online Research Papers The Effect of Life Changes On Stress Related Illness -Psychology Essay Holmes and Rahe intended to find a link between the changes in some one’s life and them becoming stressed and consequently ill, so both the links between life changes and stress, and then stress and illness. The last thing they wanted to do was to determine the severity of a life change, and thus predict how ill you may become. Some of the procedures that the two men undertook included checking patient’s medical records to find 43 life changes that were common during the months prior to the illness, then asked roughly 400 people to rate how stressful each event was in relation to getting married which was given a rating of 50, this then led to them creating there SRRS (Social Readjustment Rating Scale) and finally, some patients they asked were already ill and were asked to calculate their SRRS totals in the few earlier months, and the reverse, some people found their SRRS scores and were then monitored for illness. They found that there was a correlation of higher SRRS scores and more likely to become ill. The percentage was roughly 50% likely to become ill if your score was over 200 and 80% if more than 300. There are unfortunately a couple of weaknesses about this theory. Some of them include the fact that positive and negative changes were both counted alike, but this could be a mistake as positive changes may be more enjoyable and not contributing to the illness in any way. And another weakness is cultural relativism, as some things that we may find a negative change and find to be stressful, may be the complete opposite for other cultures, and thus it may not help towards and illness. Finally it was found by Kanner, that a more accurate way of using this theory was to measure changes by daily minor hassles, such as getting stuck in a traffic jam or missing a bus etc. These weaknesses are all quite major factors, even though the SRRS and related research is still in common use today. Research Papers on The Effect of Life Changes On Stress Related Illness -Psychology EssayArguments for Physician-Assisted Suicide (PAS)The Relationship Between Delinquency and Drug UseThree Concepts of PsychodynamicResearch Process Part OneStandardized TestingLifes What IfsInfluences of Socio-Economic Status of Married MalesEffects of Television Violence on ChildrenPersonal Experience with Teen PregnancyRelationship between Media Coverage and Social and

The Impact of Migration on Hotel Management in Bucharest Research Paper

The Impact of Migration on Hotel Management in Bucharest - Research Paper Example Since many Romanians are leaving for work abroad, there is a general lack of unqualified labor in Romania and this migration process has been rather continuous leading to economic and social impact on the labor market of Romania. The focus here is on the hotel industry and the perspectives for hotel management that brings out several issues about the hospitality and tourism sector in Romania and in Europe. Here the specific focus is on the tourism industry because tourism and hotel industry is an important part of the developing economy of Romania. The hotel industry is Romania is dependent on several factors including the levels of service, the workforce available, the tourists and visitors to Romania and Romanian and world economy, condition of the tourism industry in general. In one relevant study, Nield et al (2000) discussed the importance of levels of service in the hotel industry and the differences in levels of satisfaction. In this research proposal the methodology as also the background and further analysis of the research data are given along with the research questions, the literature review provides the basis for research and the questionnaire prepared aims to bring out the impact of migration and the state of the economy on the hotel and tourism industry of Romania as asked to 100 respondents working within the tourism/hotel industry and based in Bucharest. Background The hotel industry in Romania is as dependent on tourists as it is dependent on the workforce and the amount of unskilled labor. In fact the hotel industry is largely dependent on unskilled or low skilled labor comprising of cleaners, hotel supervising staff, clerks, security and doormen, concierge staff, taxi drivers, car drivers, bus

AutoCAD user guide Assignment Example | Topics and Well Written Essays - 3500 words

AutoCAD user guide - Assignment Example Analysis also contains how the report from the research was used to modify the document. There are statements both written and concluding, these talk about the results of the tests, lessons learnt from the study, what was yet to be learnt. And to conclude, weaknesses, shortcomings and possible application of the document is discussed. Introduction Automatic computer aided designs is a technique of producing technical engineering drawings which is typically done by the use of computers; computers are the drawing tools. AutoCAD is one of the computer software: it is an application software (off – the – shelf package) specially designed for drawing purpose. The use of AutoCAD is aimed at ensuring that the product is of high quality; neat, presentable, appealing to the observer’s eye. The drawing process should be efficient and smooth thus drawer should have easy time using his apparatus. This yields to the need for some guide for the AutoCAD user. An AutoCAD user gu ide is document which is used to document all the directives that may be required by the prospected user of AutoCAD. It therefore serves the purpose of marking the user is in a position to comfortably use the software without employing doubts in their operations. User guide, manual like document, directs the user on the steps to take during usage (Smith & Morse, 2001). Importance of a user guide is that it saves the user from employing doubts; trial and error in his operations. The user becomes very certain upon following of the given procedures and instructions and as a result he can speculate the time he needs to use or get used to the software. User guide uses graphics and symbols to pass across information and instructions. In giving directives, these graphics and symbols help create a vivid picture in the user’s mind. When properly interpreted they enhances the understanding of the user (Seidler, 2012). Therefore, user guide applies the engineering understanding of graph ics in passing across information these help summarize an idea and create visual impression. Apart from just using graphics and symbols to give directives, it also aids the understanding of such graphics and symbols through some explanations which often follow the symbols and graphs. This user guide specializes on the components of the AutoCAD and their uses and applications. All the components mentioned are discussed and their uses explained. The limitation of this document is that not all the instructions could be demonstrated through literature, graphics or even with the use of symbols. History of AutoCAD AutoCAD is software which was derived from Interact; an early version which operated on the Marinchip Systems owned by the Autodesk founders Dan Drake and John Walker. It was first released in 1982 December after John Walker had purchased the previous form of the software. In 1986, AutoCAD became the world’s most ubiquitous program for design using the microcomputers. It utilised lines and curve fittings. Today AutoCAD is used in many industries by

Infotainment of U.S. News Media Essay Example for Free

Infotainment of U.S. News Media Essay The current type of news media in the United States, dubbed as infotainment, wherein soft journalism is preferred over hard news, further stains the reputation of what is regarded as the â€Å"Fourth State† or one of the influential bodies in American society. This is because this kind of coverage does not offer serious reporting of events and hard facts, but sensationalized news about the lives of personalities, crime, and other less realistic stories. It is unfortunate to note that infotainment has made American media more comfortable with embellishing hard news primarily because it is what the public wants and what the public needs. Under the disguise and with misleading purpose of an energized print sales and broadcast ratings, infotainment is such a blooper which actually further escalates the worsening level of news media public. At the same time, it damages more the involvement and knowledge of the readers and viewers. In short, the existing nature of American news media weakens the quality of reporting and credibility of broadcast and print media companies, pushes further their respective public, and is detrimental to the nations democracy. Due the tight competition within the industry, American news media is now tied up to meet income expectations, resulting in a quality sacrifice and economic operation demands that dictate the choices of news content and compromise the managements operations. This transformation in the industrys mode has promoted a second thought of industry standards. This leaves the profession into the hands of new era of media practitioners who are less committed to the existing journalism code of ethics. These new breed have actually portrayed themselves as famous personalities moonlighting as journalists or news reporters. Ultimately, it is both the news organizations and American public which are to be blame for this sickening and continued reporting that focuses on personalities and other forms of entertainment rather than the essence or content of a news event. This is because no media company would practice infotainment if it will not click with the audience. However, it is not yet too late to save the news media industry. What it can do is for it to keep abreast and take advantage of the technological advancements within the industry such as the accessibility of satellite television or cable system and availability of World Wide Web or Internet. American media should utilize these technological improvements by not sensationalizing or resorting to what is called the â€Å"yellow journalism. † Instead, it should advance its cause and primary goal which is to present to the public a balance, fair, and fearless news reporting.

There are no Characters in The Scarlet Letter :: essays research papers fc

Nathaniel Hawthorne wrote The Scarlet Letter as an exemplum on pride. His creation of Hester Prynne, the protagonist of The Scarlet Letter, and her selflessness was the moral behind keeping her alive. The characters in The Scarlet Letter are nothing more than symbols representing abstract qualities and are dispensable. Names play an important role in The Scarlet Letter it is Hawthorne’s way of distinguishing not just the characters but their personalities. The latter is the most important when considering Hawthorne’s characters as abstract symbols. Dimmesdale is especially noted for his dark nature of concealing his association with Hester’s scarlet letter. His extreme selfishness and pride blinds him from what the Bible ahs taught him and in this aspect is a one dimensional character as are the Puritans. â€Å"Whom, but the Reverend Arthur Dimmesdale, half-frozen to death, overwhelmed with shame, and standing where Hester Prynne had stood!† (Hawthorne 139). His extreme fear of someone discovering his secret and losing his high status is just one way Hawthorne manipulates the characters to make the novel more didactic rather than a stream-of-consciousness. â€Å"Hester recalls Hestia, the Greek goddess of the hearth and home, and Esther of the Old Testament, a woman who intercedes for her people and is often considered and image of inner strength coupled with beauty†(Pennell 83). Each character is abstractly represented differently; Pearl as nature, Chillingworth as pure evil, Hester as selflessness and Dimmesdale as pride. Roger Chillingworth's†¦expression had been calm, meditative, scholar-like. Now there was something ugly and evil in his face† (Hawthorne 117). Hawthorne again is manipulating the characters to fit the exemplum. The easiest way to understand that the characters are in fact a symbol is to take into account the amount of themes, symbols and motifs Hawthorne incorporates in his novels. â€Å"The book is a moving series of symbols within a larger symbol from beginning to end†¦It is true that these characters are arbitrary manifestations of specific urges†¦They are not made of flesh and blood so much as they are made of moonlight and abstract qualities† (Gorman 7). The characters are just disposed of when their purpose has been served. When Dimmesdale confesses his sins on the scaffold, the pride element of his character leaves so Hawthorne kills him off. â€Å""The law we broke I--the sin here awfully revealed!--let these alone be in thy thoughts... God knows; and He is merciful! He hath proved his mercy, most of all, in my afflictions†¦Had either of these agonies been wanting, I had been lost for ever! Praised be His name! His will be done! Farewell!"(Hawthorne 233).

New Century Financial Essay

1. Describe and evaluate New Century’s business model? New Century Financial Corporation, headed by founders Brad Morrice, Edward Gotschall, andRobert, was a firm which specialized in subprime mortgages. The company originated, sold, andserviced subprime home mortgage loans. New Century was structured as a real estate investment  trust (REIT) and was composed of two operating divisions. The Wholesale Loan Division,  known as New Century Mortgage Corporation, comprised 85% of the firm’s loan originations,  while the Retail Mortgage Loan Division operated under Home123 Corporation.  New Century Mortgage Corporation operated in 33 locations throughout 19 different states  and relied heavily on independent mortgage brokers to identify potential borrowers and assist  them through the loan process until the loans were closed by New Century. This division also  purchased funded loans from other lenders and expedited the loan underwriting process through  its web-based system known as FastQual. The Retail division was comp osed of 235 sales offices  throughout 35 states, a call center, and a web site. This division was aggressive in its approach to  seek out potential borrowers and close loans earning it the nickname â€Å"CloseMore University.†Ã‚  The company typically originated loans and used short-term loans to fund new mortgages  until they were sold within 30 to 90 days of origination. New Century’s income was generated  from the difference between the lending rate and rate at which the loans could be sold or  financed and from servicing loans. Loans were sold either as whole loan sales where mortgages  were pooled together and sold to investors or as securitizations structured as sales. The company  also carried securitizations structured as financing as assets on their books and used the bonds  to finance the securitized loans as liabilities, thereby generating income based on the difference  between interest received from borrowers and interest paid to bondhold ers. 2. What were the primary risks faced by New Century? New Century’s business model enabled the firm to grow rapidly from 2001 through 2006  as access to capital markets expanded and regulations were relaxed. Loan securitization  allowed lenders to spread credit risk over a larger number of investors creating an  environment where companies like New Century could lend to subprime borrowers at  higher rates while financing their operations with the lower interest rates provided by  the highly liquid mortgage-backed securities (MBS) markets. These factors fueled the  company’s growth, but caused the firm to be highly sensitive to risks of increasing interest  rates, declining home sales, and default by less creditworthy borrowers. New Century’s  aggressive strategies in pursuing subprime borrowers resulted in increased risk of asset  Additionally, the short-term credit the company obtained in order to finance loan  origination was contingent on New Century meeting certain debt covenants and financia l  ratios. Increases in interest rates or regulations or the inability to move new loans off its  balance sheet could cause the company to be unable to obtain financing to continue funding  loans. Likewise, a decrease in the difference between the interest rate at which it could  borrow and the interest rate at which new loans could be closed, would affect income and  may result in noncompliance with net income requirements or debt-ratios imposed by New  Finally, the loans which New Century sold were pooled together. The investment banks  which purchased the loans would perform a due diligence review on only 25 percent of  the pool before negotiating the composition and price of the mortgage pool. A â€Å"kick-out†Ã‚  clause was included to allow for buyers to reject part of the loan pool for defects such as  faulty documentation, appraisals, or underwriting issues. The buyers could also require New  Century to repurchase loans which experienced early payment default (EPD). As such, the  company was exposed to risks related to internal controls in monitoring loan processing,  underwriting, and closing which could cause a substantial loss in income due to increased  kick-outs and repurchased loans. Further aggravating these risks were the company’s  aggressive tactics in pursuing and closing subprime borrowers such as offering loans  requiring only stated income and assets as opposed to full documentation loans. 3. What were New Century’s critical performance variables? How well was New  Century performing with respect to these critical performance variables?  New Century Financial had performance variables that critically affected its business  and led to it’s eventual bankruptcy filing. These included liquidity, default rate, and forms of  The overall rate of default is critical because of its compounding increase in liabilities with  a decrease in assets. A default rate higher than the historic rate would adversely affect the  valuation of many assets in the firm’s financial statements. It is also tied to the demand for  mortgage backed securities, increased default reduces the demand for subprime securitization,  thus reducing New Century Financial’s source of income at a time of increasing obligations. 4. What were the reporting errors identified by the bankruptcy examiner? The bankruptcy examiner noted several inconsistencies with US GAAP. These included  errors in calculating the loan repurchase reserve, the lower-of-cost-or-market (LCM) valuation  of loans held for sale, and the residual interest valuation. Additionally, the methodology used  for the allowance for loan losses (ALL) was known by management to be defective as the  company’s models used poor predictors of future performance to determine the level of reserve  needed. In calculating the repurchase reserve, New Century obtained historic averages and  applied those percentages to loans sold in the last three months as EPD was defined as payment  default occurring in the first three payments. However, since the repurchases were being  processed by several different departments within the company depending on the cause of the  repurchase, there was a backlog in obtaining the data in a timely manner. As loan repurchases  became more frequent, the company continued us ing stale data causing the reserve calculation to  In addition, the company was not properly applying LCM valuation as stated in its own  company policy. Instead of pooling similar loans to determine to conduct LCM analysis, the firm  was performing the analysis on the disaggregated loans and then grouping the loans together  to conduct valuation on the group as a whole. This method resulted in gains from one loan  group offsetting the losses in another causing the LCM valuation to be significantly flawed.  The residual interest valuation methods used were also flawed as the company was using  discount rates which were lower than those used by others in the industry to compute residual  interest. New Century disregarded numerous warnings from their auditors, KPMG, regarding  the low discount rates and failed to provide documentation to justify or support the valuation  methodology used. Furthermore, prepayment rates and loss rates were estimated using historical  data related to activity occurring years prior without adjusting for changing market conditions  which resulted in an overvaluation of residual interest.  While the examiner did not consider the issues in the ALL calculation to be material, this  issue merits attention because the company had been very aggressive in closing loans, many  of which were risky stated income and assets loans to subprime borrowers. New Century  management was aware that their ALL was flawed, although they believed that they were  over-reserved and not under-reserved. As with their other accounting estimates, the company  failed to provide adequate documentation to support assumptions and knowingly relied on poor  predictors, stale data, and defective models. 5. Why did New Century fail? New Century grew rapidly through the late 1990s and early 2000s, however its business  model was not sustainable for the long term. The company relied heavily on subprime borrowers  and offered them a range of risky loan options. Those subprime loans were pooled together and  securitized in effort to reduce the riskiness of the loan pools. However, as high risk borrowers  found themselves unable to make payments on their loans, a cooling real estate market and  increase in interest rates left subprime mortgagors without little options to get out their loans  Aside from those challenges which were shared by all competitors in the industry at the  time, New Century also had several internal weaknesses. The company was strongly focused  on sales and loan production, but failed to adequately monitor and control loan quality. Internal  controls were poor and the audit committee did not sufficiently perform its duties to oversee  the internal audit department and addres s operational risks. Internal auditors identified several  issues regarding loans quality, closings, and servicing, however internal controls over financial  reporting were overlooked. Adding to the company’s gross lack of controls, was the absence  of a stated company accounting policy. The examiner pointed out that merely having a policy  in place to address the accounting methodology and estimates would have greatly affected the  company’s ability to apply appropriate accounting treatment consistent US GAAP.